VAT LOANS – Finance your tax bill

VAT loans to cover your tax bill from HMRC

VAT loans, what are they and how do they work?

VAT loans are specifically designed for helping with the short-term pain of an expected or large tax bill from HMRC.

Arranged as a type of short-term financing that allows businesses to pay their VAT bills on time. These loans are specifically designed to help businesses with their VAT obligations and are usually offered by specialist lenders.

A VAT loan typically covers the cost of a company’s VAT bill, plus any associated penalties and fees that may have accrued due to late payment. The loan is then repaid over an agreed-upon period of time, with interest.

You may still be waiting to get paid for recent sales that have generated the VAT bill in the first place and just need a temporary lending hand or you may just have something more pressing that needs to be paid for.

Whatever the reason, First Oak Capital has a panel of lenders who are ready to step in and help you, avoiding any late payment penalties or fees, whilst protecting the credit rating and cash flow of your company.


  • Fixed monthly payments that won’t go up
  • Fast to arrange and payout
  • Avoid late payment fees and penalties
  • Can be paid directly to HMRC
  • Keep current funding lines intact
  • Protect the credit rating of your business


Helping Since 1994

Benefit from our 30 years of experience and expertise in commercial finance brokering

Competitive Industry Rates

Increase business growth and save money with highly competitive industry rates

Access Over 100 Lenders

You can access more than 100 lenders in the UK finance market with our help

Funding Within 48 Hours

Once approved, funding can be provided in as little as 48 hours


Have Questions? Let’s Talk.

For further information regarding VAT loans or finance for other tax bills we offer, please give our friendly team a call. We’re open Monday – Friday, 9.00-5pm. Or if you’re ready to get started, click the button below.

Matt Whiteman

I do hope you find this page useful

If you want my team at First Oak Capital to help you arrange finance, just book a call.


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