Technology Finance

Technology Finance and Leasing for UK Businesses

Upgrading your technology is essential in today’s fast-moving business world, but the upfront costs can often hold companies back. First Oak Capital specialises in Technology Finance, helping UK businesses like yours spread the cost of upgrading IT systems, software, and office equipment while maintaining cash flow.

Why Choose Technology Finance?

Modern businesses rely heavily on technology to operate efficiently and remain competitive. However, the cost of purchasing new computers, upgrading software, or implementing IT systems can be significant. Technology finance offers a practical solution by allowing you to:

Access the latest equipment: Avoid being held back by outdated systems or hardware.
Preserve working capital: Spread the cost over time, keeping your cash flow healthy.
Boost productivity: Equip your team with tools designed for speed and efficiency.
Stay secure: Reduce the risk of cyber threats with up-to-date systems.

Whether you need to replace aging hardware or scale your IT infrastructure for growth, technology finance makes it easier to invest in your future.

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WHY FIRST OAK CAPITAL?

Helping Since 1994

Benefit from our 30 years of experience and expertise in commercial finance brokering

Competitive Industry Rates

Increase business growth and save money with highly competitive industry rates

Access Over 100 Lenders

Access to more than 100 lenders in the UK finance market

Funding Within 48 Hours

Once approved, funding can be provided in as little as 48 hours

How Technology Leasing Works

Technology leasing is a straightforward way to stay ahead without the heavy upfront costs. Here’s how it works:

Discuss Your Needs: Tell us about the equipment or upgrades you need.
Customised Plan: We provide finance options tailored to your requirements.
Flexible Terms: Choose repayment plans that suit your cash flow.
Stay Current: At the end of the lease term, upgrade to the latest technology.

Why Partner with First Oak Capital?

At First Oak Capital, we pride ourselves on helping businesses unlock growth through practical financing solutions. Our expertise in technology finance ensures that you get:

Competitive Rates: Affordable plans designed to fit your budget.
Fast Approvals: Quick and efficient application process.
Dedicated Support: A team that understands your business needs.

We’re committed to helping UK businesses grow, adapt, and succeed in today’s competitive market.

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Technology Finance Calculator

I'd like to borrow:

And pay back over:

And my credit rating is

Excellent

Fair

Poor

Here Is Your Finance Illustration

Monthly Payment :
Estimated Interest Rate : 4%
Total Amount Payable :

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*This interest rate is for illustrative purposes only, your interest rate may differ and will be confirmed during your application.

Credit score information

Excellent : This category is for companies with an outstanding credit rating. Your business will be profitable, well established, and have a consistent or growing turnover. With no missed payments.

Fair : This category is for companies with a decent credit rating. They have a history of making payments on time, with possibly a few missed or late payments in the past.

Poor : This category is for companies with a poor credit rating or who may have had financial difficulties in the past. This could include a County Court Judgments (CCJs) on their record.

The Smart Choice for Technology Investments

The Benefits of Financing Technology Purchases

Leasing or financing your technology expenditures offers numerous advantages over buying outright. Here’s why it could be a smarter choice for many businesses:

Manageable Payments: Spread the cost over time with predictable monthly payments, making budgeting simpler and more effective.
Preserve Cash Flow: Keep more of your working capital available for other operational needs and unexpected expenses.
Stay Up-to-Date: Leasing allows you to upgrade to the latest technology when your lease term ends, ensuring your business always has the tools to stay competitive.
Tax Benefits: In many cases, lease payments can be treated as a business expense, providing potential tax advantages.
Reduce Risk: Avoid the financial burden of owning rapidly depreciating assets.

When you partner with First Oak Capital, we make the process seamless. From finding the best finance solution to flexible repayment options, we ensure your business can invest in the technology it needs without the strain of upfront costs.

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Choosing the Right Finance Solution with First Oak Capital

Every business has unique financial challenges when making big technology investments. At First Oak Capital, we help tech companies secure the best funding solutions, whether it’s for managing cashflow, purchasing equipment, or scaling operations.

With a broad network of lenders, we provide unbiased advice and connect you to funding options such as asset finance, invoice finance, revolving credit, and term loans. Our goal is to meet your immediate needs while building a foundation for future growth.

Contact us today or complete the form on our website to secure the financial foundation your tech business needs to thrive.

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FAQs

Technology finance helps businesses in the tech sector access funding for cashflow, equipment purchases, R&D, or expansion projects.

We provide options such as asset finance, invoice finance, revolving credit facilities, term loans, and more, tailored to meet the specific needs of technology businesses.

Yes, we offer finance solutions that allow businesses to spread the cost of software licenses, subscriptions, or upgrades over manageable payments.

Yes, there are mainly two types: invoice factoring, where the lender manages your sales ledger and collects payments, and invoice discounting, where you maintain control over your sales ledger and payment collection.

Yes, we work with start-ups to find funding solutions even if they have little or no trading history, leveraging our network of specialist lenders.

Yes, we have access to lenders who specialise in supporting businesses with challenging credit histories.

Eligibility varies by finance type. Common considerations include the agency’s credit history, trading history, and the quality of the receivables.

The finance amount depends on various factors like your business’s turnover, the quality of your receivables, and the specific financial product chosen.

Our emphasis on building long-term relationships and our ability to source competitive rates from a wide network of lenders set us apart.

Start by contacting us for a personalised consultation. We’ll discuss your specific needs and guide you through the process of choosing and applying for the most suitable finance solution.

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Have Questions? Let’s Talk.

Call us today to get help securing finance for the technology your business needs. In addition, we would be happy to provide you with more information about our services. Call us on 0800 066 3677 or email us to arrange funding for your business needs. Alternatively, if you’d like to get your finance approved today just click on the quote button, complete the short form and we’ll be in touch.

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0800 066 3677

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