“Like Klarna for B2B payments”
Give your customers the option of flexible monthly instalments, while you get paid upfront, risk free and cost free to you.
What are Flexi Terms?
Flexi Terms is a business-to-business payment solution that enables suppliers to get paid upfront while offering buyers the ability to spread invoice payments over 2 – 12 equal monthly instalments.
Can I offer Flexi Terms?
If you are a UK based Limited Company and are invoicing other UK LTD businesses then you should be able to offer a monthly payment option to your customers. Invoices will need to be between £2000 and £250,000 and your customer needs a trading history of at least 12 months.
Why Offer Flexi Terms?
Increase Sales
Retain Customers
Boost Cashflow
Offer 2 – 12 Instalments
How Flexi Terms benefits your customers?
Improved Cash Flow
Your customers can better manage their finances by spreading payments, reducing their monthly expenses
Flexible Payments
Customers have the ability to pay their invoices over monthly instalments, taking full control of the payments process
On Demand
Payment terms can be accessed in minutes, making it even easier to use on any invoices they receive
WHY FIRST OAK CAPITAL?
Helping Since 1994
Benefit from our 30 years of experience and expertise in commercial finance brokering
Competitive Industry Rates
Increase business growth and save money with highly competitive industry rates
Access Over 100 Lenders
Access to more than 100 lenders in the UK finance market
Funding Within 48 Hours
Once approved, funding can be provided in as little as 48 hours
How it works for you
Why Offer Flexi Terms?
- Immediate Payment, Zero Risk to Sellers
- Flexi Terms allows suppliers to get paid upfront in full while the buyer spreads their payments over time.
- The buyer signs a credit agreement, meaning suppliers carry no financial risk.
- Close More Deals, Faster
- Offering flexible payment options helps suppliers close deals that might otherwise fall through due to cash flow concerns on the buyer’s end.
- Suppliers get paid immediately while buyers pay a lender over time.
- Build Stronger Customer Relationships
- By giving buyers the flexibility they need, suppliers become more customer-centric, leading to higher retention rates, repeat business, and more satisfied clients.
- No Risk for Sellers!
- Once suppliers receive payment, the buyer takes full responsibility for repayments.
- This makes Flexi Terms an ideal solution for sellers who want to offer flexible terms without any risk.
FAQs
Flexi Terms is a business-to-business payment solution that enables suppliers to get paid upfront while offering buyers the ability to spread invoice payments over three equal monthly instalments.
Repayments can be spread over 2-12 months although anything longer than 3 months will need to be reviewed on a case by case basis.
Buyers pay a modest fee which is built directly into their instalments. The size of this fee depends on the invoice amount and the number of months. Ask for a typical example.
The finance company handles all repayments. You can focus on selling, not chasing invoices.
Yes the lowest invoice amount starts from £2000 and goes up to £250,000 (Slightly lower invoice amounts might be possible for a large monthly number of invoices.)
Only businesses with a reasonably good credit history will be accepted.
We can fund UK Ltd (or LLP) registered businesses, with over 12 month trading and over £250k in yearly revenue. There must be at least one director who is a British National who is over 21.
Once we’ve created your bespoke company payment link, you can add this to your invoice template. All applications take less than 2 minutes to complete.
In general, a lender’s funding is sector agnostic, but we cannot work with some industries such as oil and gas and gambling.
Have Questions? Let’s Talk.
Call us today for help arranging Flexi Terms. In addition, we would be happy to provide you with more information about our services. Call us on 0800 066 3677 or email us to get the ball rolling.
