With business loans from First Oak Capital, you can take advantage of opportunities

Arranging business loans can be the quickest way to raise cash

With a business term loan from First Oak Capital you can obtain a cash injection fast and use it for almost any business purpose.

A straightforward term loan is spread over 1-6 years with fixed interest charges and fixed monthly payments, giving you the resources you need to manage your cash flow effectively.

An unsecured business loan doesn’t always require security so an excellent credit history is needed and interest rates may be a little higher due to the risk perceived by lenders. Your turnover will dictate how much you can borrow but loans from £25k and loans up to £250k are not unusual.


Borrow £10k – £500k
Fixed Rates from 3.8%
Funds in as little as 48Hrs
Improve cashflow

What do I need to qualify for a business loan?

This will vary between lenders but generally your business will need to have been registered for at least 6 months in the UK and have a minimum turnover of around £5000 per month. Lenders will also be interested in :

  • Turnover and profit
  • Last filed accounts and recent management accounts
  • 3-6 months bank statements
  • Payment history (eg late payments or CCJs)
  • Trading history
  • Directors’ credit history (lenders sometimes require a personal guarantee)
  • Financial forecasts and business plan
  • Your customers/clients


Helping Since 1994

Benefit from our 30 years of experience and expertise in commercial finance brokering

Competitive Industry Rates

Increase business growth and save money with highly competitive industry rates

Access Over 100 Lenders

You can access more than 100 lenders in the UK finance market with our help

Funding Within 48 Hours

Once approved, funding can be provided in as little as 48 hours


Have Business Loan Questions?

Please give our friendly team a call on 0800 066 3677  if you’d like more information on how we can help you with a loan for your business.

We’re open Monday – Friday, 9.00-5pm. Or if you’re ready to get started, click the button below.

Matt Whiteman

I do hope you find this page useful

If you want my team at First Oak Capital to help you arrange finance, just book a call.


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