With business loans from First Oak Capital, you can take advantage of opportunities
Unlock the Funds Your Business Needs
Securing a business loan gives you quick and efficient access to the capital you need. Whether you’re managing cash flow, driving growth, or covering unexpected costs, a loan from First Oak Capital offers a simple and effective solution.
Financing is more than just borrowed money—it’s an investment in your future. It supports launching new ventures, scaling operations, and tackling daily challenges. With the right loan, you can unlock opportunities and fuel growth.
These funds can cover start-up costs, buy equipment, hire staff, or expand into new markets. At First Oak Capital, we simplify the process and connect you to the best loan for your needs. Let us handle the hard work, so you can focus on growing your business with confidence.
TAKING ADVANTAGE OF BUSINESS LOANS
Types of Business Loans
At First Oak Capital, we offer a wide range of business loan options to suit your needs, including:
- Term Loans: Fixed monthly payments over 1 to 6 years for a stable and predictable financing solution. These funds can be used for a wide variety of financial purposes.
- Government-Backed Loans (GGs): Ideal for start-ups and growing businesses seeking support with reduced risk.
- Secured and Unsecured Loans: Flexible borrowing with or without collateral, depending on your credit history and needs.
- Asset Finance: Perfect for purchasing vehicles or machinery without upfront costs.
- Merchant Cash Advance: Access funds quickly based on your future card sales.
- Tax Loans: Spread the cost of VAT or corporation tax to maintain cash flow.
Beyond the loans listed here, there are many other financing solutions you might be eligible for.
With First Oak Capital, you’ll benefit from our expertise and access to a wide network of lenders, offering a variety of loan options tailored to your needs. Contact us today and we’re happy to walk you through the process of applying for the right loan for you.
WHY FIRST OAK CAPITAL?
Helping Since 1994
Benefit from our 30 years of experience and expertise in commercial finance brokering
Competitive Industry Rates
Increase business growth and save money with highly competitive industry rates
Access Over 100 Lenders
Access to more than 100 lenders in the UK finance market
Funding Within 48 Hours
Once approved, funding can be provided in as little as 48 hours
Business Loan Calculator
Here Is Your Finance Illustration
- Monthly Payment :
- Estimated Interest Rate : 4%
- Total Amount Payable :
*This interest rate is for illustrative purposes only, your interest rate may differ and will be confirmed during your application.
Credit score information
Excellent : This category is for companies with an outstanding credit rating. Your business will be profitable, well established, and have a consistent or growing turnover. With no missed payments.
Fair : This category is for companies with a decent credit rating. They have a history of making payments on time, with possibly a few missed or late payments in the past.
Poor : This category is for companies with a poor credit rating or who may have had financial difficulties in the past. This could include a County Court Judgments (CCJs) on their record.
Why Work With Us for Your Business Loan?
Finding the right business loan can feel overwhelming with so many options and lenders to navigate. That’s where First Oak Capital steps in. We don’t just connect you to lenders—we work as your partner to simplify the process and secure the funding you need.
Here’s why businesses across the UK choose us:
- No Upfront Fees: You won’t pay anything upfront. We support your business without adding costs.
- Access to a Wide Network of Lenders: Our strong relationships with a range of lenders, including exclusive options, mean more choices and better terms for you.
- Proven Expertise: With years of experience in business finance, we know how to position your application for the best chances of approval and competitive rates.
- Personalised Support: Our friendly team takes time to understand your business and guides you through every step, answering questions and managing the paperwork.
- Solutions for Every Business: Whether you’re a start-up with little trading history or a growing company, we’ll find the loan that works for you.
We know the challenges businesses face and are dedicated to helping you achieve your goals. Let us handle the hard work of securing a loan, so you can focus on running and growing your business.
Next Step: Your Business’s Potential is Within Reach
With us here at First Oak Capital the process of applying for a business loan simple and stress-free. We never charge upfront fees, and our friendly, personable team is here to guide you every step of the way.
We work directly with our vast and unique network of lenders to find the right loan for your needs. We even explore options you may not have considered. Our team handles the paperwork and applications, ensuring everything is ready to maximise your approval chances and secure the best rates.
Your next big move starts here. Call us or complete our contact form to start your journey toward growth and success today. Let us help you get the funding you need to bring your vision to life.
FAQs
Depending on how much you need, you could be eligible for funding from £1,000 to £15M. Exactly how much you can borrow will vary from lender to lender, but we’re here to help you apply which could increase your chances of approval for increased amounts.
Approval times vary but can take as little as 24–72 hours after submitting a complete application. We work hard to ensure the process is as fast as possible.
It depends on the type of loan. Secured loans require collateral, such as property or assets, while unsecured loans don’t. However, unsecured loans typically require a strong credit history. Give us a call today so we can learn and advise on your specific situation.
Interest rates depend on factors like your credit history, loan type, and lender terms. Our team will work to secure the most competitive rates available for your situation.
Yes, we work with lenders who specialise in start-ups and businesses with limited trading history. Options are available, even for new ventures.
A lender may perform a credit check during the application process, which could have a small, temporary impact on your score. However, this is a normal part of securing funding.
Simply complete our short form to get started or call First Oak Capital on 0800 066 3677
Have Business Loan Questions?
Please give our friendly team a call on 0800 066 3677 if you’d like more information on how we can help you with a loan for your business.
We’re open Monday – Friday, 9.00-5pm. Or if you’re ready to get started, click the button below.
