Finance that moves your business—and your horses—forward.
Horsebox Finance for UK Equestrian Businesses
Looking for horsebox finance for your equestrian business? Whether you’re just starting out or expanding an established operation, we can help. From van-based conversions to full lorry builds and horse trailers, getting the right finance in place is key. At First Oak Capital, we specialise in making the process straightforward and stress-free—even if you’re a new business. We’ll help you secure the most suitable funding for your needs—no wasted time, no loose ends.
We Will Find you the Best Horsebox Finance Deal
Horsebox finance is a way for UK business owners in the equestrian sector to spread the cost of a horse transport vehicle. Instead of paying upfront, you make monthly payments over a fixed term. Whether you’re a riding school, equestrian centre, or a self-employed professional trainer, the right horsebox can make your operations more efficient and your services more competitive.
Buy or Lease
We can provide hire purchase or lease agreements and help you decide which one is best for you.
Great Rates
Even though interest rates have risen recently, we can still access market-beating rates from 3.8%.
New or Used
Whether you’ve found a great deal on a new bus or have your eye on one a few years old, we can still help.
Technology
Our bespoke finance software allows us to identify the best deal available for your business, fast!
How it works
Let us take the hassle out of arranging your horsebox finance. We know which lenders are likely to say yes, which ones offer the best rates for your situation, and how to strengthen your application. Many clients come to us after trying (and failing) to get funding on their own. We’re here to give your application the edge.
GET A QUOTE
Complete our short online form or give us a call so that we can collect some basic information to us to enable us to help you.
WE SEARCH 100+ LENDERS
FOR THE BEST RATES
Based on your requirements and credit history, our technology will highlight the most suitable lenders in order to offer you the best rates available.
ONCE APPROVED
DOCUMENTS ARE SIGNED
After approval is gained from one of our lenders, documents are often signed online for an efficient and fast process.
FULL AND FAST
PAYMENT IS MADE
We will speak to the supplier and send payment so that you can arrange collection of your new bus or coach.
WHY FIRST OAK CAPITAL?
Helping Since 1994
Benefit from our 30 years of experience and expertise in commercial finance brokering
Competitive Industry Rates
Increase business growth and save money with highly competitive industry rates
Access Over 100 Lenders
Access to more than 100 lenders in the UK finance market
Funding Within 48 Hours
Once approved, funding can be provided in as little as 48 hours
Why Choose First Oak Capital for Horsebox Finance?
We specialise in supporting UK businesses, and that includes those working in the equestrian space. Our team takes the time to understand your goals and make sure your application is set up for approval from the outset.
This is how we help:
- Help with paperwork and gather what lenders want to see
- Know which lenders understand the equestrian industry
- Prepare your application professionally
- Keep in touch every step of the way
We’re also happy to help you check over the dealer or supplier you plan to buy from and can arrange an HPI check at no extra cost. You won’t be left guessing where things stand—we make sure you’re always in the loop.
How Horsebox Finance Works
Horsebox finance typically works in one of three ways:
1. Hire Purchase (HP)
You pay a deposit and make fixed monthly payments. At the end of the agreement, you own the horsebox outright. This is a popular option for van and lorry conversions.
2. Finance Lease
You lease the horsebox and use it for the agreed term. You don’t own it, but can often extend the lease or share in the resale value.
3. Asset Refinance
Already own a horsebox outright? We can help you unlock the value in that vehicle by refinancing it—freeing up cash for other investments.
We’ll guide you to the right option based on your business needs, cash flow and how you plan to use the vehicle.
Getting the Right Loan Terms Matters
Choosing the wrong finance deal can cost you more than money. You might find yourself stuck in a long contract with high monthly costs or inflexible terms.
We make sure you:
- Don’t over-commit your monthly cash flow
- Can upgrade or settle early if needed
- Understand every part of the deal before signing
We believe in doing things properly—no rushing, no pressure, and no hidden catches.
Supporting the Equestrian Industry
We understand the unique needs of the equestrian sector—whether you’re transporting valuable competition horses, managing a busy livery yard, or attending shows up and down the country. Your vehicle isn’t just transport; it’s a crucial part of how you deliver services and grow your reputation.
That’s why we work with suppliers and lenders who appreciate the nature of equestrian work. We know timeframes can be tight, requirements vary, and reliability is essential. We bring a practical, experienced approach to securing horsebox finance that works for how you run your business.
The Types of Horseboxes We Can Help You Finance
We support finance for a wide range of horse transport vehicles used by UK businesses. No matter the size or type of vehicle you need, we can help you secure funding that works for your budget and operations. These include:
Van-Based Horsebox Conversions
Compact and versatile, these are ideal for smaller horse transport needs or businesses working within tighter space or parking constraints. Many models come with living space or tack storage, and they’re a popular choice for trainers and private stables.
Lorry-Based Horseboxes
Best suited for commercial operations or multiple horse transport, these larger conversions offer serious capability. We can finance both new builds and second-hand lorries, helping you move horses safely, comfortably and reliably across the UK and beyond.
Horse Trailers
If you already have a towing vehicle, a trailer might be the right solution. They’re a flexible and cost-effective way to get horses to events, clinics or sales. We finance a wide range of new and used trailer types, including rear and side-load designs.
Other Vehicles and Add-Ons
We can also assist with funding for specialist vehicles such as welfare units or those with built-in living accommodation, plus tack storage trailers if part of a larger purchase.
If you’ve found the vehicle that suits your needs, let us help you get it on the road—fully financed and ready for work.
To see a wide range of horsebox and trailer options from one of the UK’s leading manufacturers, visit Equi-Trek Horseboxes.
We understand the unique needs of the equestrian sector—whether you’re transporting valuable competition horses, managing a busy livery yard, or attending shows up and down the country. Your vehicle isn’t just transport; it’s a crucial part of how you deliver services and grow your reputation.
That’s why we work with suppliers and lenders who appreciate the nature of equestrian work. We know timeframes can be tight, requirements vary, and reliability is essential. We bring a practical, experienced approach to securing horsebox finance that works for how you run your business.
Our Process: Simple, Clear, and Supportive
From your first enquiry to funds being released, we make the process smooth:
- Initial Chat – We’ll get to know you and your plans.
- Gather Info – We’ll collect the right documents to support your case.
- Find the Right Lender – We choose from a wide panel of lenders to find the best fit.
- Submit, Support and Chase – We manage the whole application, respond to questions, and keep it moving.
- Get Approved and Funded – Once approved, the lender pays the dealer and the horsebox is yours to collect.
If you’re ready to get moving, just give us a call or fill out the form on our website.
Who We Can Help
We support a wide range of UK businesses. To apply for finance through First Oak Capital, you must be:
- A UK-based limited company, LLP, partnership, or sole trader
- Looking to borrow over £25,000
- Planning to use the loan for a business purpose, such as buying a coach or bus
You don’t need perfect credit, but you do need a clear plan for how the vehicle will support your business growth. If you’re not sure what you qualify for, just give us a call—we’ll point you in the right direction.
Horsebox Finance for New Equestrian Businesses
Starting an equestrian business is an exciting leap—but we know that investing in a horsebox can feel like a big financial step, especially if your business is new or has limited trading history.
The good news? You don’t need years of accounts or an established credit profile to be considered for horsebox finance.
At First Oak Capital, we specialise in helping new equestrian businesses secure the funding they need to get started. Our team understands the unique needs of the equine world and works with a wide panel of lenders—some of whom are open to supporting newer businesses with strong potential.
Whether you’re planning to offer transport services, attend competitions, or simply need reliable logistics for your yard, we can help find the right finance solution for you—often with flexible terms that suit your cash flow.
Why Choose First Oak Capital To Help?
Among UK finance brokers, First Oak Capital stands out for providing the best and most competitive business car finance. What makes us the right choice for you?
- Expertise: Our team at First Oak Capital has over 60 years of combined experience and deep expertise in business finance. Since we understand how business car financing works, we can help you make informed decisions every step of the way.
- Tailored Solutions: Every business is unique. This is why we offer tailored finance solutions to meet your individual needs. No matter if you’re a sole trader looking for a single car or a large company with a fleet, we can help you find the right finance plan.
- Access to a Wide Range of Lenders: As a broker, we have access to a variety of lenders, allowing us to provide the most competitive deals. Save time and effort by letting us do the legwork for you.
- Transparent and Honest Service: Transparency and honesty are important to us. We’ll explain everything clearly, without jargon, so you know exactly what you’re getting. Just straightforward, professional service with no hidden fees.
- Dedicated Support: We are committed to providing excellent customer service. From your first enquiry to the delivery of your vehicle, we are here to help.
Here at First Oak Capital, we’re more than just finance brokers. We’re a trusted business partner who helps your business thrive. So if you are thinking about business car financing, contact us today. With our help, you’ll find the perfect deal for your business, so it can continue to suceed and grow.
Q: Can I finance a horse trailer instead of a full horsebox?
A: Yes, we finance both trailers and full horsebox conversions, provided the use is for business.
Q: What if the business is fairly new?
A: That’s not a problem. We work with lenders open to startups and newer businesses if there’s a solid plan in place.
Q: Do I need to have a deposit?
A: It depends on the deal. Some lenders require one, while others don’t. We’ll talk through your options.
Q: Can I choose my own dealer?
A: Absolutely. You can choose from any UK supplier—including brands like Equi-Trek. We’ll help you do due diligence on them before you commit.
Q: Do you offer HPI checks?
A: Yes, we’ll arrange an HPI check on the vehicle at no extra cost to you.
Have Questions? Let’s Talk.
For further information regarding horsebox finance or any other type of commercial finance we offer, please give our friendly team a call. We’re open Monday – Friday, 9.00-5pm. Or if you’re ready to get started, click the button below.