Telehandler Finance – Reliable Asset Finance Solutions

Telehandler Finance – Flexible Asset Finance, Hire Purchase & Lease Options for Your Business

At First Oak Capital, we know that the right equipment makes all the difference. If you’re in construction, agriculture, warehousing, or waste management, a reliable telehandler is likely one of your most valuable tools. We’re here to help you finance it—quickly, affordably, and without hassle.

We specialise in simple, effective asset finance for telehandlers, including both hire purchase and leasing options. Whether you’re upgrading your fleet, replacing a machine, or purchasing your first, we support businesses across the UK with fast, flexible funding for both new and used telehandlers. From small contractors to large site operators, we make equipment finance easy, efficient, and tailored to your needs.

Why Choose First Oak Capital for Telehandler Finance?

When you work with First Oak Capital, you’re not just applying for finance—you’re gaining a trusted partner who understands your business and the equipment you rely on. We offer:

• Fast Decisions – Approvals typically within 24–48 hours
• Flexible Terms – Tailored finance options that suit your cash flow
• Hire Purchase & Leasing – Choose the structure that works best for you
• New and Used Machines – Finance for a wide range of equipment
• Support for Start-ups – New limited companies welcome
• Sole Traders Welcome – If borrowing £25,000 or more
• Poor Credit? – We work with lenders who can still help

We take pride in making equipment finance personal, friendly, and effective. Our team handles everything from initial application through to payout. We’re proactive, responsive, and ready to go when you are.

What is Telehandler Finance?

Telehandler finance is a form of asset finance designed to help businesses acquire essential equipment without tying up cash flow. Instead of paying one large lump sum, you spread the cost through manageable monthly payments.

We offer both hire purchase and lease finance structures:

• Hire Purchase: Own the equipment outright at the end of the term. Ideal if you want to keep the telehandler long-term.
• Finance Lease: Pay for the use of the asset over time, often with lower monthly payments. At the end, you can extend, upgrade, or return.

Telehandlers, also known as telescopic handlers, are widely used in industries such as:

• Construction: Lifting materials on multi-storey developments
• Agriculture: Bale handling and feed movement
• Warehousing: Outdoor and heavy-duty lifting
• Recycling: Bulk handling and loading

We finance all telehandler types, including:

• Fixed boom
• Rotating (rotor)
• Heavy-duty/high-lift
• Compact models

The Benefits of Hire Purchase & Lease Finance

Using asset finance, hire purchase, or leasing for your telehandler brings key advantages:

• Preserve Working Capital: Avoid large upfront costs
• Access Better Equipment: Choose higher-spec machines
• Predictable Payments: Fixed terms for easy budgeting
• Tax Advantages: Leasing and interest on HP may be tax-deductible (check with your accountant)
• Stay Current: Leasing allows easier upgrades

Whether you’re financing one machine or several, our job is to match your business to the right structure and lender.

Supporting New Limited Companies and Start-ups

If you’re a new business or new limited company, mainstream lenders may not offer support. We can.

We work with specialist funders who understand start-ups. We’ll help you:

• Secure funding without years of accounts
• Emphasise experience or secured work
• Choose between lease or hire purchase, depending on your goals

We’re experienced in making the case to lenders and giving new businesses a fair chance.

Poor Credit? We May Still Be Able to Help

Had financial issues? That doesn’t mean it’s the end of the road.

We work with lenders who will consider your situation in full. That includes:

• CCJs or defaults
• Low credit ratings
• Interrupted trading history

If you have work lined up, a solid plan, or just need a second chance, we’ll try to help.

Used Telehandler Finance

Used machines offer great value—and we’re happy to help finance them. We work with:

• Dealers and resellers
• Auctions
• Private sellers (subject to checks)

Used telehandlers must meet basic condition standards. We’ll take care of checks and paperwork.

Machines and Brands We Finance

We support all major telehandler brands, including:

• JCB Loadall
• Manitou
• Merlo
• Caterpillar
• Bobcat
• Dieci
• New Holland
• Claas
• Kramer

Attachments like forks, buckets, or grabs can also be included in the finance deal.

Common Use Cases for Telehandler Finance

We regularly help clients in:

• Building and construction
• Farms and livestock operations
• Waste management and recycling
• Industrial supply yards

From tight-access urban builds to large-scale farm operations, we’ve got the experience to help.

How the Process Works

We make the process fast and easy:

Step 1: Apply
Online or by phone—whichever suits you

Step 2: Talk to Us
We’ll learn about your business and the equipment you need

Step 3: Get Matched
We’ll find suitable lease or hire purchase options

Step 4: Choose Your Deal
We present clear terms, no jargon

Step 5: Sign & Fund
We handle documents and arrange fast payout