Tanker Finance – Flexible and Reliable Asset Finance Solutions for Your Business
At First Oak Capital, we understand that acquiring tanker vehicles is a significant investment for any business. Whether your company transports fuel, water, chemicals, food products, or waste materials, having access to the right tanker vehicles through efficient and flexible asset finance solutions is crucial to your operations.
Our dedicated team specialises in providing simple, straightforward, and fast tanker asset finance. We help businesses throughout the UK secure the funding necessary to purchase new or used tankers without delays or unnecessary complications. Our experienced specialists recognise the importance of your tanker fleet and work tirelessly to ensure you can acquire the essential assets your business requires.
Why Choose Tanker Asset Finance from First Oak Capital?
Choosing the right financial partner for your tanker purchase is critical. We pride ourselves on providing tailor-made solutions that directly address your business needs. With extensive experience in the transport and logistics sectors, our team understands the specifics involved in tanker financing. Here’s why businesses trust First Oak Capital for their asset finance:
- Quick Decisions: We understand time is money, especially in logistics and transportation. Our typical approval timeframe is between 24 and 48 hours, ensuring your business stays productive and efficient.
- Flexible Funding Options: We provide asset finance solutions tailored specifically to your requirements, with flexible repayment terms that align with your cash flow.
- New and Used Tankers: Our finance covers both brand-new tankers and reliable used models, ensuring you have the right vehicle for your specific needs and budget.
- Support for All Business Structures: Whether you’re a well-established company, a newly registered limited company, or a sole trader seeking to borrow £25,000 or more, our asset finance services are accessible to you.
- Poor Credit History? No Problem: We believe your past shouldn’t hinder your future opportunities. Our specialist lenders consider all situations, offering viable finance solutions even if you’ve faced credit challenges previously.
Understanding Tanker Finance
Tanker finance through asset financing is designed to help businesses acquire essential tanker vehicles while preserving cash flow. It involves spreading the cost of purchasing a tanker over a specified period, usually with fixed monthly repayments. This enables businesses to maintain capital for other operational costs or investments while benefitting immediately from the asset.
Tankers are critical to various industries, from fuel distribution and agricultural operations to chemical transportation and waste management services. Having reliable tanker vehicles allows businesses to operate efficiently and meet industry standards and regulations. Tanker finance ensures these essential vehicles are within financial reach without significant upfront expenses.

Types of Tankers We Finance
At First Oak Capital, we understand the diverse requirements of businesses across various industries. We offer asset finance solutions for numerous tanker types, including:
- Fuel and Oil Tankers: Essential for petroleum products, diesel, gasoline, and other fuels. We finance rigid and articulated fuel tankers, ensuring your fleet can safely and efficiently transport energy resources.
- Water and Wastewater Tankers: Used extensively in agricultural operations, construction sites, and environmental management for transporting clean and waste water.
- Vacuum Tankers: Ideal for septic tank emptying, gully emptying, and industrial site maintenance. Vacuum tankers play a crucial role in environmental services, drainage, and waste management.
- Chemical and Hazardous Materials Tankers: Specifically designed to safely transport chemicals and hazardous substances. We provide financing for tankers meeting stringent regulatory requirements (ADR-compliant vehicles).
- Food-grade and Milk Tankers: Essential for transporting perishable food items and dairy products, these tankers must meet strict hygiene and refrigeration standards.
Our extensive understanding of these assets ensures you’ll receive expert advice and flexible financing tailored to your business requirements.
Supporting New Businesses and Limited Companies
Starting a new business or operating as a newly registered limited company comes with unique financial challenges. Often, traditional lenders and dealerships are hesitant to provide funding without a proven trading history. At First Oak Capital, we specialise in helping new businesses overcome these barriers.
We provide targeted support to new limited companies by:
- Assisting in clearly presenting your business case to our network of specialist lenders.
- Helping emphasise your industry experience, secured contracts, or anticipated revenue streams to strengthen your application.
- Offering asset finance solutions that don’t rely exclusively on extensive trading history.
- Enabling your business to quickly secure the necessary tanker vehicles to commence or expand operations.
Our goal is to provide practical finance solutions when traditional avenues might otherwise be unavailable, ensuring your business can start or scale without unnecessary financial hurdles.
Finance for Used Tankers
Buying a used tanker can be a strategic and cost-effective decision. At First Oak Capital, we regularly finance pre-owned tanker vehicles, providing robust asset finance options for vehicles sourced from:
- Reputable dealerships and specialised commercial vehicle suppliers
- Auctions and fleet disposal sales
- Private sellers (subject to thorough due diligence)
We ensure the used tankers meet lender standards, are roadworthy, and appropriate for your business needs. Our efficient processes allow you to secure finance promptly, enabling quick acquisition and utilisation of your tanker asset.

The Tanker Finance Process Explained
Securing finance for your tanker vehicles through First Oak Capital is straightforward and efficient:
Step 1: Initial Contact
- Contact us by completing our online application form or speaking directly with one of our specialists by phone.
Step 2: Requirement Analysis
- We’ll discuss your specific business needs, the tanker model you’re looking to finance, your desired terms, and budgetary considerations.
Step 3: Securing the Best Finance Options
- Leveraging our extensive lender network, we identify and secure the most suitable and competitive financing solutions for your needs.
Step 4: Reviewing and Choosing Your Option
- We clearly explain your finance options, including repayment terms, interest rates, and any other relevant details, ensuring transparency and informed decision-making.
Step 5: Finalising the Finance and Taking Delivery
- We efficiently manage all paperwork and administration to expedite the process. Once everything is finalised, the dealer or seller receives prompt payment, and your business takes possession of your financed tanker.
Dealing with Poor Credit History
Financial setbacks happen, and we understand this. At First Oak Capital, a poor credit history doesn’t automatically mean rejection. Our approach involves partnering with lenders who take a holistic view of your business, assessing overall affordability, future business potential, and current viability rather than purely focusing on credit scores or past financial issues.
Whether your business has experienced missed payments, defaults, CCJs, or other financial issues, our team will work closely with you to explore suitable finance options. Our commitment is to provide flexible and fair asset finance solutions, enabling your business to secure the essential tanker assets it needs to move forward positively.
Why First Oak Capital Stands Out
When choosing an asset finance provider, you need more than just competitive rates and flexible terms—you need a partner who genuinely understands and supports your business goals.
Our team is committed to:
- Providing personalised, professional, and efficient service.
- Clearly communicating at every stage, ensuring you’re always informed.
- Offering honest, transparent advice with no hidden costs or surprises.
- Building lasting relationships focused on your long-term business growth.
At First Oak Capital, we view your success as our own and work tirelessly to ensure your tanker finance experience is smooth, straightforward, and supportive.
Apply Now – Secure Your Tanker Asset Finance
Don’t delay your business growth—secure your tanker vehicles today with flexible and competitive asset finance from First Oak Capital.
- Quick approvals within 24–48 hours
- Funding for new and used tankers
- Support for limited companies and sole traders (borrowing £25,000+)
- Specialist finance solutions even if mainstream lenders can’t help
Ready to get started?
Complete our short application form or call us now to speak with a specialist.
Q: What is tanker asset finance?
A: Tanker asset finance allows businesses to acquire tanker vehicles through structured payment plans, preserving capital and improving cash flow.
Q: How quickly can I get approval for tanker finance?
A: Typically, decisions are made within 24–48 hours from the submission of your application.
Q: Can I finance used tanker vehicles?
A: Yes, we offer finance for both new and quality used tanker vehicles.
Q: Are new limited companies eligible for tanker finance?
A: Absolutely. We specialise in helping new limited companies secure essential funding.
Q: Is there a minimum borrowing amount for sole traders?
A: Yes, sole traders must borrow at least £25,000 to comply with FCA regulations.
Q: Do I need a deposit for tanker finance?
A: Deposit requirements vary by lender; we offer options with and without deposit requirements.
Q: Can I get tanker finance with poor credit history?
A: Yes, we have specialist lenders who consider various financial circumstances and past credit issues.
Q: Can I repay my finance early?
A: Yes, early settlement options are typically available with clear terms provided upfront.
Q: What documentation will I need to apply?
A: Generally, proof of ID, business details, bank statements, and a vehicle quotation are required.
Q: Can I finance a specialist or custom-built tanker?
A: Yes, we regularly finance bespoke and specialist tanker vehicles tailored to specific business needs and weights.
Q: Can private sellers’ tankers be financed?
A: Yes, we finance tankers from private sellers subject to thorough checks and due diligence.
Q: What industries commonly use tanker finance?
A: Industries include fuel distribution, agriculture, waste management, chemicals transport, and food services, among others.