Electric Van Finance – Fast, Flexible Funding for Clean Commercial Vehicles
Looking for electric van finance that’s simple, affordable, and built for business? You’ve just found it.
At First Oak Capital, we specialise in helping sole traders, SMEs and limited companies across the UK finance new and used electric vans. Whether you’re switching to meet ULEZ regulations, aiming to cut fuel costs, or launching a new business with a clean, modern fleet – we’re here to help you fund it, quickly and professionally.
We support new companies, growing businesses, and even those with credit issues. If you’re a sole trader, we can help if you’re borrowing £25,000 or more, in line with FCA rules.
Ready to Go Electric? Let’s Make It Easy
Electric vans are here to stay. They’re efficient, low-emission, and often essential for city-based businesses needing to comply with Clean Air Zones.
We make the finance process fast and friendly, with clear answers and a personal approach. Whether you’re after a brand-new e-van or a high-quality used model, we’ll help you:
- Fund new or used electric vans
- Get approved within 24–48 hours
- Work with trusted dealers or private sellers
- Choose flexible terms to suit your cash flow
- Receive expert support from a dedicated advisor
No delays, no jargon – just business van finance that works for you.
Why Choose First Oak Capital?
We understand what business owners need from finance: speed, flexibility, and someone who’s on your side.
- ✅ Fast decisions, often within 1–2 working days
- ✅ Access to a wide panel of electric van funders
- ✅ Finance for limited companies and start-ups
- ✅ Sole traders welcome (borrowing £25,000+)
- ✅ Used vehicles? No problem
- ✅ Poor credit? Let’s talk
We’re here to help you take the next step, whether you’re buying one van or ten.
What is an Electric Van?
Electric vans (or e-vans) are commercial vehicles powered fully by electricity, producing zero tailpipe emissions. They’re ideal for deliveries, trades, mobile businesses, and service fleets operating in and around urban areas.
Key benefits include:
- Low running costs (fuel and maintenance)
- Exemption from many congestion charges
- Quiet, smooth driving experience
- Access to ULEZ and Clean Air Zones
- Lower environmental impact
We help fund all types of e-vans, from compact models to large panel vans and crew versions.
Who We Help
We provide electric van finance for a wide range of operators:
- Delivery and courier businesses
- Self-employed tradespeople (e.g. plumbers, electricians, carpenters)
- Retailers and caterers needing mobile setups
- Fleet managers upgrading to EVs
- New limited companies and start-ups
- Sole traders borrowing over £25,000
Whether you’re replacing a diesel van or expanding your fleet with your first EV, we can help.
Supporting New Businesses and New Limited Companies
Starting a new business or recently established as a new limited company? We know it can feel challenging when mainstream lenders or dealers can’t help. At First Oak Capital, we specialise in finding finance solutions for businesses just like yours.
Even if you’ve been turned down elsewhere, we have options that traditional lenders may not offer. Our broad panel of specialist funders are comfortable supporting new ventures and recently registered limited companies, especially when mainstream lenders or dealership finance providers can’t provide the support you need.
We help new businesses by:
- Clearly presenting your business case to specialist lenders
- Helping you highlight relevant industry experience or contracts
- Securing finance for your first electric van or your entire initial fleet
- Offering finance solutions that don’t rely solely on your trading history
You don’t need years of accounts or previous trading history to apply. We’ll work closely with you to find the right finance solution, giving your new business the best possible start.
Used Electric Van Finance
Electric vans hold their value well and offer long-term savings. We regularly help clients finance used e-vans, including:
- Approved used vans from main dealers
- Ex-fleet or ex-lease vehicles
- Used vans purchased privately (subject to checks)
As long as the van is roadworthy and meets lender criteria, we can usually fund it.
Electric Vans We Can Finance
We fund all makes and models, including:
- Vauxhall Vivaro-e
- Renault Kangoo E-Tech
- Mercedes-Benz eVito / eSprinter
- Ford E-Transit / E-Transit Custom
- Citroën Ë-Jumpy / Ë-Dispatch
- Peugeot e-Expert / e-Partner
- Nissan e-NV200
- Maxus eDeliver 3 / eDeliver 9
We also fund crew vans, fridge conversions, and bespoke fit-outs for electric vans.
How the Process Works
We’ve made it easy to get started. Here’s how it works:
Step 1: Apply or Call
Fill out our short online form or speak with us directly.
Step 2: Share Your Plans
We’ll learn more about your business, vehicle type, and finance needs.
Step 3: We Find Your Finance
We approach trusted lenders who suit your profile and vehicle.
Step 4: You Choose Your Deal
We explain your options clearly and help you select the right one.
Step 5: Sign and Drive
Once approved, we pay the dealer or seller and you’re ready to go.
Poor Credit History? We’ll Do Our Best
Many businesses face bumps in the road. If your credit isn’t perfect, that doesn’t mean you can’t get finance.
We work with lenders who are willing to:
- Consider missed payments, CCJs, or low scores
- Assess affordability and real-world potential
- Take a view based on your full story
Let’s talk it through and see what we can do.
Complete our short application form or call us now to speak with a specialist.
Q: Can I finance a used electric van?
A: Yes, we finance both new and used electric vans from dealers and private sellers.
Q: How quickly can I get approval?
A: Typically within 24–48 hours, depending on your application.
Q: Do I need a deposit?
A: Not always. Some lenders offer finance with no deposit required.
Q: Can new limited companies apply?
A: Absolutely, we specialise in helping new businesses secure finance.
Q: Can sole traders apply for finance?
A: Yes, provided the borrowing amount is £25,000 or more, as required by FCA regulations.
Q: What documentation will I need?
A: Usually proof of ID, business details, bank statements, and vehicle quotes.
Q: What if I have a poor credit history?
A: We work with specialist lenders who consider various credit situations.
Q: Can you finance bespoke van conversions?
A: Yes, we offer finance options for custom builds and conversions.
Q: Are electric vans eligible for government incentives?
A: Yes, certain electric vans may qualify for government grants and tax incentives.
Q: Can I settle my finance early? A: Typically, yes. Early settlement options are usually available with clear terms.