Finance for Livestock Trailers – Fast, Flexible, and Built for Farmers
Need finance for a livestock trailer? You’re in exactly the right place.
At First Oak Capital, we make specialist asset finance simple, affordable, and tailored to your needs—whether you’re running a large agricultural operation or just starting out. From cattle trailers and sheep trailers to goosenecks, horseboxes, and multi-deck animal transporters, we’ll help you secure the trailer you need with a fast and friendly finance solution that doesn’t slow you down.
We know time is precious on the farm. That’s why we offer a quick, no-nonsense application process, flexible repayment options, and a personal service from people who really understand agriculture.
Why Farmers Choose Us for Livestock Transporter Finance
We don’t just offer finance. We offer a service built around real-world farming.
Farming is seasonal. It’s demanding. And cash flow can be unpredictable. We get that. So we’ve designed our livestock trailer finance options to be:
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✅ Fast – Approvals often within 1–2 working days
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✅ Flexible – With seasonal and structured payment terms
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✅ Accessible – Even for new farms and young businesses
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✅ Straightforward – No jargon, no confusing paperwork
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✅ Personal – With one dedicated person guiding you through
Whether you’re transporting cattle, pigs, sheep, goats, or horses—getting a safe, compliant trailer is essential. And we make financing it easy.
What Types of Livestock Trailers Can Be Financed?
We finance all types of animal transport trailers, including:
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Single-deck and twin-deck livestock trailers
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Cattle boxes and cow trailers
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Pig trailers with built-in ventilation
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Sheep and goat trailers with ramps
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Horseboxes and equestrian trailers
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Gooseneck livestock trailers
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Articulated HGV livestock units
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Specialist trailers with slurry tanks or feeding equipment
From Ifor Williams, Richardson, and Rice to custom-built trailers from specialist dealers—we’ll help you finance what you need.
New Farming Business? No Problem
Many farmers assume they can’t get finance if they’ve only just set up. But that’s not the case with us.
Thanks to our access to a large panel of specialist lenders, we can often secure finance for new farms, start-ups, and even sole traders with limited trading history. If you’ve got a clear plan, relevant experience, or an upcoming contract, we can help present your case professionally.
We believe new farms deserve support—and we love being part of your early success.

Finance Options Available for Livestock Trailers
We don’t just offer one way to pay. We’ll match you with the most appropriate finance type for your goals.
✅ Hire Purchase
Own the trailer outright at the end. Ideal if you want to keep it long-term and claim capital allowances.
✅ Finance Lease
Pay monthly to use the trailer, with options to keep it, extend the lease, or upgrade at the end.
✅ Seasonal Payment Plans
Perfect for farmers with irregular or seasonal income. Make larger payments post-harvest or during stronger trading periods.
✅ Refinance Existing Trailers
Free up cash from trailers you already own. Release working capital to invest elsewhere in your farm.
And if you’re not sure which option is best, don’t worry—we’ll talk it through with you in plain English.
Who We Work With
We work with a wide range of businesses in the agricultural sector, including:
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Family farms
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Agricultural contractors
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Livestock hauliers
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Equine transport services
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New limited companies
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Sole traders and partnerships
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Diversified farm businesses (e.g. petting zoos, trekking centres)
We don’t discriminate based on age or size of business. If you’re transporting animals as part of your work—we want to help.
Used Livestock Trailer Finance – Yes, We Can Do That Too
Used livestock trailers are a popular choice—especially for smaller farms or businesses on a tighter budget.
We’re happy to help you finance a trailer bought from:
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Dealers
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Auctions
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Private sellers
We’ll even help you do the necessary checks. Use tools like the DVLA Trailer Information or speak with us to ensure compliance before purchase.
We work with lenders who accept trailers up to a certain age (usually up to 10 years), depending on condition and value.
🔧 Other Agricultural Equipment We Can Finance
We’re not just here for trailers. We finance a huge range of farming equipment, including:
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Tractors (compact and heavy-duty)
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Combine harvesters
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Forage wagons
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Baling equipment
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UTVs and ATVs
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Slurry and muck spreaders
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Feed trailers
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Grain trailers and drying equipment
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Telehandlers and forklifts
If it’s on a farm and it moves—we can probably finance it.

How the process works
We’ve designed our livestock trailer finance process to be as straightforward and stress-free as possible—because we know farmers and rural business owners don’t have time to waste on unnecessary admin. Whether you’re applying online, calling us directly, or just making an initial enquiry, our goal is always to make the process clear, fast, and hassle-free.
From the moment you get in touch, you’ll deal with a real person who takes the time to understand your business, your cash flow, and the kind of trailer you need. We’ll ask a few simple questions to get a feel for your situation—no complicated forms, no irrelevant paperwork, and no being passed from department to department.
Once we’ve got the basics, we’ll get to work behind the scenes. Using our wide panel of specialist lenders, we’ll match your requirements with a finance solution that fits. Whether you’re looking for seasonal repayments, low upfront costs, or the fastest possible turnaround, we’ll find the most suitable route for you.
We’ll then present your options in plain English. You’ll get clear figures, sensible terms, and the confidence that there are no hidden catches. If you’re happy to go ahead, we handle all the paperwork—keeping things moving swiftly so your trailer can be delivered, collected, or put to work as soon as possible.
Throughout the process, you’ll have one point of contact—no chasing around, no unanswered emails. Just clear, honest support from people who genuinely care about getting you the right deal.
Whether you’re financing one livestock trailer or building up a full set of farm assets, you’ll find the same level of service every time: personal, practical, and built around your business.
Let’s Get You on the Road – Apply for Livestock Trailer Finance Today
At First Oak Capital, we:
✅ Welcome new and established companies
✅ Offer fast approvals
✅ Finance new or used vehicles
✅ Work with all major UK suppliers
✅ Provide friendly, personal service—always
Click here to apply now or speak to one of our friendly brokers today.
Q: Can I get finance if I’ve just started farming?
A: Yes. We work with lenders who are open to new limited companies and sole traders, especially when there’s experience or contracts in place.
Q: Can I finance a used livestock trailer?
A: Definitely. Many of our clients choose used trailers, and we can help you buy from dealers or private sellers.
Q: What deposit do I need?
A: It depends on the lender and trailer. Some offer 100% finance, while others require 5–10% upfront. We’ll always aim for the most affordable solution.
Q: Do you offer seasonal payments?
A: Yes. We can arrange structured payments to fit around harvest, lambing, or other peak farming seasons.
Q: How long does approval take?
A: Usually within 24–48 hours. Once approved, funds are released quickly.
Q: What paperwork is required?
A: Basic business details, ID, recent bank statements, and a quote for the trailer. If you’re new, we may ask for a short plan or background info.
Q: Is there any obligation to apply?
A: None at all. A conversation or enquiry doesn’t tie you in. We’re here to help you explore your options.
