Recovery Truck Finance

Recovery Truck Finance – Quick, Personable, and Designed Around You

Need to finance a recovery truck? You’re in the right place.

At First Oak Capital, we specialise in quick, no-fuss finance for commercial vehicles—especially specialist ones like recovery trucks, breakdown trucks, and flatbeds. Whether you’re expanding your fleet, just starting out, or replacing older vehicles, we’ll help you get the tow truck you need with a tailored finance solution that’s designed around your business.

Forget long waits, red tape, or rigid terms. With us, you get fast decisions, clear advice, and a genuinely friendly team who love helping businesses grow.

What Is Recovery Truck Finance and Who’s It For?

Recovery truck finance helps businesses spread the cost of purchasing a breakdown recovery truck—whether brand new or used—through flexible monthly payments.

This is ideal if you’re:

• A vehicle recovery operator

• Running a breakdown assistance service

• Expanding a garage or roadside business

• Setting up your own recovery company

From 3.5-ton recovery trucks to heavy-duty low loaders, we’ve financed it all. And we work with specialist lenders who understand your industry, your equipment—and your cash flow.

Why Choose First Oak Capital for Recovery Truck Finance?

Because we do what others don’t.

We make the process easy, fast and human—and we know that’s exactly what busy business owners need. When you apply with us, you get:

• A dedicated finance expert from day one

• Access to a wide panel of specialist lenders

• Fast approvals, often within 24–48 hours

• Clear, honest advice—no waffle or jargon

• Finance that works around you and your business

We’re not a call centre. We’re a small, friendly team who care deeply about helping UK businesses get the equipment they need to thrive.

New Limited Company? Don’t Worry – We Can Still Help

Banks often turn down new businesses. But we don’t.

We work with a range of specialist lenders who are happy to look at applications from new limited companies and start-ups, especially when there’s a solid plan and a real need for the vehicle.

Even if you’ve only recently incorporated your business, don’t assume you’ll be declined. Talk to us first. We’ll help you build a strong application and match you with the right lender.

We love helping businesses get off the ground.

What Types of Recovery Vehicles Can Be Financed?

We can finance all types of breakdown and tow trucks, including:

• Slide bed recovery trucks

• Tilt and slide vehicles

• Spec-lifts

• Beavertail trucks

• Flatbed lorries

• Low-loaders

• Car transporters

• Heavy-duty commercial recovery units

Used or new. Dealer or private seller. If it’s for commercial use, we can probably finance it.

Other Assets We Commonly Finance

While recovery trucks are our focus here, we also help fund a wide range of commercial assets across sectors.

For Farmers and Agricultural Businesses:

• Tractors

• Combine harvesters

• Balers

• Sprayers

• Telehandlers

• Livestock trailers

• ATV/UTVs

We even offer seasonal repayment options for farms, helping manage cash flow throughout the year.

Construction and Trades:

• Excavators

• Dumpers

• Cherry pickers

• Skid steers

• Generators

• Site equipment

• Tippers and vans

We know your equipment is central to your work—and we make financing it easy.

How the Finance Process Works

We keep it simple.

Here’s what happens when you contact us:

1. Get in Touch or Apply Online
   Tell us what you’re looking to finance. We’ll have a quick, friendly chat about your business.

2. We Find You the Best Deal
   Based on your situation, we approach lenders on your behalf and find the most suitable finance product.

3. You Choose What Works for You
   We present clear options, with full transparency. You pick what fits your cash flow and goals.

4. We Handle the Paperwork
   Once approved, we get documents sorted quickly. No back-and-forth. No fuss.

5. Funds Released – Truck Paid
   The lender pays your chosen supplier, and the vehicle is yours to use. Simple.

Used Recovery Truck? Yes, We Can Finance That Too

Used vehicles are often a smart move—lower cost, quicker availability, and immediate revenue potential.

We can help you finance a used recovery truck from:

• Approved dealers

• Auctions

• Private sellers

We’ll even help check the truck’s condition and background, using tools like the DVLA MOT Checker.

We can often finance vehicles up to 8–10 years old, depending on the asset and mileage.

What Makes Us Different?

It’s not just what we do—it’s how we do it.

At First Oak Capital, you get more than a finance deal. You get a real partnership. We:

• Listen to your needs carefully

• Speak your language, not finance jargon

• Act fast, because time is money

• Are friendly, helpful and supportive

• Have access to lenders you won’t find online

We’re proud of how many clients come back to us again and again. That’s because we care—and it shows.

Examples of Recovery Truck Brands We Can Finance

We regularly fund trucks from well-known brands such as:

• Iveco

• MAN

• Mercedes-Benz

• DAF

• Renault Trucks

• Isuzu

• Ford Transit conversions

• LDV & Volkswagen Transporters

Looking for suppliers? Check out the above suppliers individual sites or DAF Trucks UK to see what’s available on the market.

Let’s Get You On the Road – Apply for Recovery Truck Finance Today

We know your business can’t afford delays.

Whether you need one recovery truck or a full fleet, we’ll get you sorted with quick, flexible finance that keeps your business moving forward.

✅ Fast decisions
✅ Personal, friendly service
✅ New or used vehicles
✅ New companies welcome
✅ No pressure, just help

Ready to borrow smarter?

Click here to apply now or speak to one of our friendly brokers today.