Fast Business Loans

Fast Funding, Real People, No Nonsense

We’re not just brokers — we’re the kind of team you’d actually want to deal with.

We pick up the phone. We ask the right questions. We explain things clearly. We move fast. And we do it all with a friendly approach that makes the process feel easy, even when the situation isn’t.

Our clients are often juggling too much at once. We get that. That’s why we take the lead and handle the legwork. You won’t be left in the dark. You’ll know what’s happening at every step.

What Are Fast Business Loans?

Fast business loans are short-term finance solutions that can be arranged and paid out quickly — sometimes in 24 to 72 hours.

They’re ideal when you:

• Need to cover a shortfall
• Want to seize a last-minute opportunity
• Are dealing with an unexpected bill or tax payment
• Can’t wait for slow bank processes

And because we work with a wide panel of lenders, we can often find options others don’t see.

Why Speed Matters in Business

Timing is everything. Whether you’re hiring staff, buying stock, or fixing equipment, delays cost money.

Fast business loans keep things moving. They give you the breathing space to act quickly and confidently.

And unlike a traditional bank loan, our process is straightforward, efficient and done on your schedule — not theirs.

How We Make It Happen

We’ve built our service around one thing: making business finance easier.

Here’s how we do it:

• We speak to you directly. No forms in the dark. We have a proper conversation.
• We assess quickly. We know what lenders want to see. We put your case together fast.
• We handle the paperwork. You focus on the business — we sort the details.
• We work with lenders who move quickly. That means you get decisions in days, not weeks.

And if you’re stressed, don’t worry. We’re calm, clear, and easy to talk to. We’ll explain your options and guide you through.

What Can Fast Business Loans Be Used For?

Quick finance gives you flexibility. Use it for:

• Stock purchases
• Equipment repairs
• Marketing pushes
• Staff costs
• Tax bills
• Expansion projects

Whatever keeps your business running or growing — we’ll help you fund it.

Types of Fast Business Loans We Arrange

1. Short-Term Loans

Borrow over a few months to a year. Quick approval. Straightforward terms.

2. Revolving Credit Facilities

Like an overdraft, but better. Access funds when you need them, repay as you go.

3. Merchant Cash Advance

Repay as you earn. Ideal for businesses taking card payments.

4. Invoice Finance

Waiting on invoices? Get paid now. We’ll arrange funding against what you’re owed.

5. VAT or Tax Loans

Got a deadline with HMRC? We can arrange a quick loan to ease the pressure.

What Lenders Want to See

Even when things move quickly, lenders still look for certain basics:

• A clear reason for borrowing
• Recent business performance
• Proof you can repay
• Simple financial details

Don’t worry — we’ll help you gather what’s needed. And we’ll make sure your application is ready to go the first time.

What Makes First Oak Capital Different?

We’re not a call centre. We’re not an automated chatbot. We’re real people who care about helping UK businesses succeed — and we do it with speed and efficiency. 

Here’s how we’re different:

• We understand the pressures and unpredictability business owners face

• We speak in plain English — no jargon, no fluff

• We move fast when timing matters most

• We offer honest advice based on real experience, not sales scripts

Most importantly, we don’t stop at “computer says no.”
If you’re turned down by a lender, we’ll tell you why — and what to do next. Often, there’s another lender or a better-fit product we can pivot to straight away.

As proud supporters of the National Association of Commercial Finance Brokers (NACFB), we uphold the highest standards in transparency, ethics, and client care — so you know you’re working with professionals who genuinely have your back.

You focus on your business. We’ll take care of the finance.

Ready to borrow smarter?

Click here to apply now or speak to one of our friendly brokers today.