0800 066 3677

Apply Online

Business finance

Flexible business loans structured around your ambitions and responsibilities. Whether you are investing in growth, strengthening cash flow or acting on new opportunities, the right funding gives you confidence, control and measurable momentum.

Apply online

Business needs

Straightforward funding built around the realities of running a business. Whether you are covering a short term gap, investing in new capacity or navigating unexpected pressure, the right finance gives you stability, clarity and the freedom to focus on growth.

Apply online

Commercial vehicle finance

Practical vehicle finance designed to support how your business operates. Whether you are replacing ageing vehicles, expanding your fleet or taking on bigger contracts, the right funding protects cash flow while keeping you moving forward. 

Apply online

About us

Straightforward business finance built around how your company actually operates. Whether you are investing in growth, managing cash flow or acting on new opportunities, the right funding gives you the clarity and flexibility to move forward with confidence.

Apply online

Motorhome finance that lets you move when you’re ready.

A motorhome isn’t just a vehicle, it’s freedom, flexibility and the ability to go where you want, when you want. Whether it’s weekends away, long trips or a lifestyle shift, having the right motorhome changes how you experience it.

Motorhome finance gives you the ability to secure the vehicle you want without committing a large upfront cost. Instead of waiting or compromising, you can move forward now, with payments structured in a way that works for you.

Apply online

Funding built around how you acquire your motorhome.

No two motorhome owners are the same. The way you travel, how often you go away and what you want from the vehicle all matter.

Stronger terms than high street lenders

Access better rates and terms designed to work in your favour, making it easier to fund the vehicles your business depends on.

Move quickly when the right one comes up

The right motorhome doesn’t stay available for long. Having funding in place means you can secure it when you find it, not miss out.

Structured around your lifestyle

Whether it’s occasional trips, extended travel or something more long-term, finance is shaped around how you plan to use it.

Apply online


 

Funding for startups and new limited companies.

We work with startups and new limited companies to secure funding that supports real growth, without delays or complexity.

Find out more

Enjoy the right motorhome without putting pressure on your finances.

Paying outright can tie up a significant amount of cash, limiting what else you can do or invest in.

First Oak Capital helps you spread the cost so you can keep your finances balanced while still getting the motorhome you want. That means you don’t have to delay plans or settle for something that isn’t quite right.

You get the vehicle, without the financial strain.

Apply online

Check your eligibility, without affecting your credit score.

It only takes a few moments to check your eligibility and explore the funding options available to your business. There is no obligation, and our team will be ready to help guide you through the process.

Apply for funding

Tell us a little about you, your business and what you are looking to fund.

Application review

A dedicated specialist takes time to understand your objectives and financial position. We then collect any other information needed to move forward.

Funding options

We search our lending panel, manage the application process, and present suitable offers for you to consider, with no pressure to proceed.

Funds sent

After approval, funds are transferred to your business account or paid directly to a supplier, so you can move ahead without delay.

Apply online

We're here to help if you need us

Contact our UK-based team if you have any questions

Contact Us

Funding that fits around real life.

Motorhomes are about freedom, and the finance behind them should reflect that.

That’s why funding is typically secured against the vehicle itself, keeping everything simple and focused. No unnecessary complications, just a clear structure that supports your plans.

Payments are predictable and manageable, giving you confidence and control as you enjoy the vehicle.

Apply online

You pay fixed monthly instalments over an agreed term and automatically own the vehicle once the final payment is made.

Benefits
Clear ownership, fixed costs and long term security for businesses that plan to keep vehicles.

You use the vehicle for most of its working life and settle a small remaining value at the end or upgrade.

Benefits
Lower monthly payments and flexibility to refresh vehicles as your business evolves.

You pay to use the vehicle for a fixed period and return it at the end of the agreement.

Benefits
Predictable budgeting with no ownership risk or resale concerns.

Funding is released against vehicles you already own while you continue using them as normal.

Benefits
Unlocks cash tied up in assets without interrupting operations.

Monthly payments are reduced with a larger optional final payment if you want to keep the vehicle.

Benefits
Improves monthly cash flow while keeping ownership flexible.

Make the most of the opportunity.

Waiting too long or compromising on the right motorhome can take away from the experience. Whether it’s time away, exploring new places or creating something more flexible, having the right setup makes all the difference.

First Oak Capital helps you move forward with confidence, securing the vehicle you want with funding that works around you.

So instead of holding back, you can get on the road and make the most of it.

Apply online

Motorhome finance built around your plans, not just the purchase.

Choosing a motorhome is about more than the initial decision, it’s about how it fits into your life over time. The funding behind it should support that, giving you flexibility as things evolve.

First Oak Capital takes the time to understand how you plan to use the vehicle and what matters most to you. From there, suitable options are sourced and structured to give you clarity, control and confidence from the start.

Whether your plans change, expand or stay the same, the aim is to make sure your finance continues to support you.

When you’re ready to move forward, the objective is simple. Get the right motorhome, in the right way, and start enjoying everything it makes possible.

Tailored funding, built around your business.

Whether you are starting out or scaling up, we help you access the right finance that you need to support your next stage of growth.

Trusted since 1994

Decades of real-world experience means you get guidance you can rely on, not guesswork.

Competitive rates that work for you

Finance structured to support your growth, while keeping costs under control and predictable.

Access to 100+ UK lenders

A wide panel of lenders gives you more choice, better terms and funding tailored to your business.

FAQ

Motorhome finance FAQs.

Choosing the right finance solution for your business often raises important questions.

Whether you are exploring funding for growth, managing cash flow pressures or investing in vehicles and equipment, understanding how different finance options work can make the process clearer.

If you have any specific question please contact us or call our team on 0800 066 3677.

Motorhome finance is a way to secure the motorhome you want without having to pay a large upfront cost. It allows you to make manageable payments over time.

Motorhome finance gives you the flexibility to move forward with your motorhome purchase without tying up a significant amount of cash. It allows you to enjoy the right motorhome without financial strain.

Motorhome finance is structured in a way that works for you, tailored around your lifestyle and how you plan to use the vehicle. Payments are designed to be predictable and manageable.

With hire purchase (HP), you pay fixed monthly instalments over an agreed term and automatically own the vehicle once the final payment is made. This option provides clarity and ownership at the end of the term.

Having funding in place through motorhome finance allows you to move quickly when you find the right motorhome. This ensures you can secure the vehicle without missing out.

Motorhome finance offers funding options that are structured around how you acquire your motorhome, ensuring that the terms work in your favour based on your travel preferences and needs.

To apply for motorhome finance, you need to provide information about yourself, your business, and what you are looking to fund. A dedicated specialist will review your application and guide you through the process.

You can check your eligibility for motorhome finance without affecting your credit score by taking a few moments to explore the funding options available to your business. Our team is ready to assist you through the process.