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Business finance

Flexible business loans structured around your ambitions and responsibilities. Whether you are investing in growth, strengthening cash flow or acting on new opportunities, the right funding gives you confidence, control and measurable momentum.

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Business needs

Straightforward funding built around the realities of running a business. Whether you are covering a short term gap, investing in new capacity or navigating unexpected pressure, the right finance gives you stability, clarity and the freedom to focus on growth.

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Commercial vehicle finance

Practical vehicle finance designed to support how your business operates. Whether you are replacing ageing vehicles, expanding your fleet or taking on bigger contracts, the right funding protects cash flow while keeping you moving forward. 

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About us

Straightforward business finance built around how your company actually operates. Whether you are investing in growth, managing cash flow or acting on new opportunities, the right funding gives you the clarity and flexibility to move forward with confidence.

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Electric van finance that keeps your business moving forward.

Electric vans are becoming a practical choice for businesses looking to reduce running costs, meet environmental targets and operate more efficiently. From deliveries to on-site work, having the right vehicle in place supports both performance and perception.

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Funding built around how your business operates.

Every business uses its vehicles differently, and your finance should reflect that.

Access EV-focused funding options

Secure finance designed for electric vehicles, with structures that support modern business requirements and usage.

A clear, managed process

From enquiry through to approval, everything is handled simply and efficiently so you can stay focused on running your business.

Finance tailored to your workload

Whether for daily operations, deliveries or expanding a fleet, funding is structured around how your vans are used.

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Funding for startups and new limited companies.

We work with startups and new limited companies to secure funding that supports real growth, without delays or complexity.

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Upgrade to electric without restricting your cash flow.

Moving to electric should support your business, not create financial pressure.

First Oak Capital helps you secure the right electric van with funding that keeps your working capital available. Whether you plan to upgrade regularly or hold vehicles long term, repayments are structured to remain predictable and manageable.

The result is simple. You get a vehicle that supports your operations, with funding that keeps your finances under control.

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Check your eligibility, without affecting your credit score.

It only takes a few moments to check your eligibility and explore the funding options available to your business. There is no obligation, and our team will be ready to help guide you through the process.

Apply for funding

Tell us a little about you, your business and what you are looking to fund.

Application review

A dedicated specialist takes time to understand your objectives and financial position. We then collect any other information needed to move forward.

Funding options

We search our lending panel, manage the application process, and present suitable offers for you to consider, with no pressure to proceed.

Funds sent

After approval, funds are transferred to your business account or paid directly to a supplier, so you can move ahead without delay.

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We're here to help if you need us

Contact our UK-based team if you have any questions

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Simple, practical funding for modern vehicles.

Electric van finance is typically secured against the vehicle itself, keeping the process straightforward. There is no need to rely on wider borrowing or risk additional assets.

Payments are aligned with your financial position, helping you avoid large upfront costs while maintaining steady cash flow. As your vehicle supports your business, the finance supports how you pay for it.

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You pay fixed monthly instalments over an agreed term and automatically own the vehicle once the final payment is made.

Benefits
Clear ownership, fixed costs and long term security for businesses that plan to keep vehicles.

You use the vehicle for most of its working life and settle a small remaining value at the end or upgrade.

Benefits
Lower monthly payments and flexibility to refresh vehicles as your business evolves.

You pay to use the vehicle for a fixed period and return it at the end of the agreement.

Benefits
Predictable budgeting with no ownership risk or resale concerns.

Funding is released against vehicles you already own while you continue using them as normal.

Benefits
Unlocks cash tied up in assets without interrupting operations.

Monthly payments are reduced with a larger optional final payment if you want to keep the vehicle.

Benefits
Improves monthly cash flow while keeping ownership flexible.

Keep your business efficient and future-ready.

Outdated vehicles can increase costs and limit efficiency. Electric vans offer a cleaner, more reliable alternative that supports long-term performance and sustainability.

First Oak Capital helps you transition to electric with funding that fits around your business. With the right vehicles in place, you can improve efficiency, reduce ongoing costs and present your business in a more forward-thinking way.

Instead of holding back, you can move forward with confidence.

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Electric van finance built for long-term performance.

Investing in electric vehicles is a long-term decision, and the funding behind it should support your business as it evolves. The right structure allows you to plan ahead, manage costs and adapt as your needs change.

First Oak Capital takes the time to understand how your vans are used, your operational demands and your future plans. From there, suitable finance options are sourced and presented clearly, with transparent costs and practical repayment structures.

Whether you are upgrading a single vehicle or building a fleet, the aim is to ensure your funding supports efficiency, scalability and long-term growth.

When you are ready to move forward, the objective is simple. Secure the right vehicle, put the right funding in place and keep your business moving in the right direction.

Tailored funding, built around your business.

Whether you are starting out or scaling up, we help you access the right finance that you need to support your next stage of growth.

Trusted since 1994

Decades of real-world experience means you get guidance you can rely on, not guesswork.

Competitive rates that work for you

Finance structured to support your growth, while keeping costs under control and predictable.

Access to 100+ UK lenders

A wide panel of lenders gives you more choice, better terms and funding tailored to your business.

FAQ

Electric Van finance FAQs.

Choosing the right finance solution for your business often raises important questions.

Whether you are exploring funding for growth, managing cash flow pressures or investing in vehicles and equipment, understanding how different finance options work can make the process clearer.

If you have any specific question please contact us or call our team on 0800 066 3677.

Electric van finance allows businesses to introduce or upgrade vehicles without committing large amounts of capital upfront. Payments are spread into manageable amounts that align with cash flow, helping to reduce financial strain.

Electric van finance offers funding options designed specifically for electric vehicles, with structures that support modern business requirements and usage. Whether for deliveries, daily operations, or fleet expansion, the funding is structured around how the vans are used.

The application process for electric van finance is clear and managed efficiently. From initial enquiry to approval, everything is handled in a straightforward manner so businesses can stay focused on their operations.

Electric van finance allows businesses to upgrade to electric vehicles without restricting cash flow. Repayments are structured to remain predictable and manageable, ensuring that working capital remains available for other business needs.

You can easily check your eligibility for electric van finance without impacting your credit score. Simply provide some basic information about your business to explore the funding options available, with no obligation to proceed.

After you apply for funding, a dedicated specialist will review your application, understand your objectives and financial position, and present suitable offers for you to consider. Once approved, funds are transferred promptly to your business account or directly to a supplier.

Electric van finance is typically secured against the vehicle itself, eliminating the need for wider borrowing or risk to additional assets. Payments are aligned with the business’s financial position, helping to avoid large upfront costs while maintaining steady cash flow.

Hire Purchase (HP) is a financing option where you pay fixed monthly instalments over an agreed term and automatically own the vehicle once the final payment is made. It is a practical way to secure an electric van while managing cash flow effectively.