Fast business loans to help you act quickly.

When your business needs funding, timing is critical. Whether it’s securing stock, covering urgent costs or taking advantage of an opportunity, waiting isn’t always an option.

Fast business loans give you quick access to capital, allowing you to move forward without unnecessary delays. Instead of being held back by slow processes, you can make decisions confidently and keep your business progressing.

Funding designed for speed and control.

We give you the confidence to act when it matters most, backed by funding that’s ready when you need it.

Funding in as little as 24 hours

Get the funds you need without drawn-out applications, so you can respond when it matters most.

Repayments built around your cash flow

Structured to remain manageable, helping you maintain stability while dealing with immediate demands.

Better rates than high street banks

We can give you better terms and funding that works in your favour.

Find the right type of finance for your business.

From business loans to asset finance, we connect you with funding that supports growth, reduces wasted applications and keeps you focused on running your business.

Built around you, not the lender.

We give you the confidence to act when it matters most, backed by funding that’s ready when you need it.

We only arrange bespoke funding options

We take the time to understand how your business works, then structure funding around what you actually need.

We manage the entire process

We partner with large panel of lenders, giving you more choice, stronger terms and funding that works in your favour.

We can help with all types of credit scores

We can help get your business the funding it needs, no matter what your credit score might be.

Check your eligibility, without affecting your credit score.

It only takes a few moments to check your eligibility and explore the funding options available to your business. There is no obligation, and our team will be ready to help guide you through the process.

Apply for funding

Tell us a little about you, your business and what you are looking to fund.

Application review

A dedicated specialist takes time to understand your objectives and financial position. We then collect any other information needed to move forward.

Funding options

We search our lending panel, manage the application process, and present suitable offers for you to consider, with no pressure to proceed.

Funds sent

After approval, funds are transferred to your business account or paid directly to a supplier, so you can move ahead without delay.

We help business of all sizes unlock finance for their next phase of growth.

Whether you are starting out or scaling up, we help you access the right finance that you need to support your next stage of growth.

Funding shaped around your business.

We give you the confidence to act when it matters most, backed by funding that’s ready when you need it.

Trusted since 1994

Decades of real-world experience means you get guidance you can rely on, not guesswork.

Competitive rates that work for you

Finance structured to support your growth, while keeping costs under control and predictable.

Funding that gives you the confidence to move forward.

Quick access to funding is only part of the picture, it also needs to support your business beyond the short term.

First Oak Capital takes the time to understand what you need and how the funding fits into your wider plans. Suitable options are sourced and presented clearly, with transparent costs and realistic repayment structures.

Whether you are covering a short-term requirement or acting on an opportunity, the aim is to provide funding that works now and continues to support your business moving forward.

When speed matters, the objective is simple. Secure the right funding, stay in control and keep your business progressing with confidence

FAQ

Commonly asked questions.

Choosing the right finance solution for your business often raises important questions.

Whether you are exploring funding for growth, managing cash flow pressures or investing in vehicles and equipment, understanding how different finance options work can make the process clearer.

If you have any specific question please contact us or call our team on 0800 066 3677.

What are fast business loans?

Fast business loans provide quick access to capital, allowing you to act swiftly when your business needs funding for urgent costs, opportunities, or other critical needs.

How quickly can I get funding with fast business loans?

You can receive funding in as little as 24 hours with fast business loans, ensuring you have the capital you need without delays.

How are repayments structured for fast business loans?

Repayments for fast business loans are designed around your cash flow to remain manageable, helping you maintain stability while addressing immediate financial demands.

What advantages do fast business loans offer over high street banks?

Fast business loans can provide better rates and more favorable terms compared to high street banks, ensuring funding that works in your favor.

What types of finance options are available for my business?

From business loans to asset finance, we offer a variety of funding options tailored to support growth, reduce wasted applications, and keep you focused on running your business.

How do merchant loans work?

Merchant loans provide access to funding linked to your card sales, with repayments that adjust based on your revenue to support cash flow and business growth.

What is cashflow funding and how can it benefit my business?

Cashflow funding offers flexible financing to manage short-term cash flow gaps, cover operating costs, and ensure smooth business operations.

How does invoice finance help businesses?

Invoice finance allows you to release cash tied up in unpaid invoices, improving liquidity and maintaining steady working capital to support ongoing business operations.

What is asset finance and how can it support my business?

Asset finance enables you to spread the cost of equipment or machinery over time, preserving cash flow while investing in essential business assets.

How do VAT loans work and what benefits do they offer?

VAT loans help spread VAT payments into manageable instalments, easing cash flow pressure and providing certainty for your business planning.

Business finance

Business needs

Commercial vehicle finance

About us

Fast business loans to help you act quickly.

Funding designed for speed and control.

Funding in as little as 24 hours

Repayments built around your cash flow

Better rates than high street banks

Find the right type of finance for your business.

Built around you, not the lender.

We only arrange bespoke funding options

We manage the entire process

We can help with all types of credit scores

Check your eligibility, without affecting your credit score.

Apply for funding

Application review

Funding options

Funds sent

We help business of all sizes unlock finance for their next phase of growth.

Funding shaped around your business.

Trusted since 1994

Competitive rates that work for you

Funding that gives you the confidence to move forward.

Commonly asked questions.