0800 066 3677

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Business finance

Flexible business loans structured around your ambitions and responsibilities. Whether you are investing in growth, strengthening cash flow or acting on new opportunities, the right funding gives you confidence, control and measurable momentum.

Apply online

Business needs

Straightforward funding built around the realities of running a business. Whether you are covering a short term gap, investing in new capacity or navigating unexpected pressure, the right finance gives you stability, clarity and the freedom to focus on growth.

Apply online

Commercial vehicle finance

Practical vehicle finance designed to support how your business operates. Whether you are replacing ageing vehicles, expanding your fleet or taking on bigger contracts, the right funding protects cash flow while keeping you moving forward. 

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About us

Straightforward business finance built around how your company actually operates. Whether you are investing in growth, managing cash flow or acting on new opportunities, the right funding gives you the clarity and flexibility to move forward with confidence.

Apply online

Apply online for business finance.

It only takes a few minutes to complete and there is no obligation. Once we understand your requirements, we can begin identifying suitable funding solutions and discussing the next steps with you.

Get the funding your business needs!

  • Check your eligibility in minutes
  • Credit score unaffected
  • Borrow from £10,000 to £1 million

Can't wait? Contact us now!

0800 066 3677

help@firstoakcapital.co.uk

Funding in as little as 24 hours

Move quickly when it matters, with fast approvals and funds often in your account within a day.

Better rates than high street banks

We partner with large panel of lenders, giving you more choice, stronger terms and funding that works in your favour.

Support you can rely on

Dedicated support throughout the process, giving you clear guidance and confidence from application to funding.

What happens after you submit your enquiry?

Once your enquiry is received, our team will review the information you have provided so we can understand your business, the purpose of the funding and the timescales you are working towards.If we need any additional details, we will contact you to discuss your situation in a little more depth.This conversation helps ensure we identify the most appropriate funding options for your business, whether that involves cashflow loans, vehicle finance or a more structured solution such as long term loans.From there, we can explore suitable lenders and funding structures that align with your goals.Everything is explained clearly so you understand how the finance works, what the costs are and how the repayments fit within your business.Our aim is to make the process simple, transparent and supportive, so you can move forward with confidence.
FAQ

Commonly asked questions.

Choosing the right finance solution for your business often raises important questions.

Whether you are exploring funding for growth, managing cash flow pressures or investing in vehicles and equipment, understanding how different finance options work can make the process clearer.

If you have any specific question please contact us or call our team on 0800 066 3677.

The online application allows you to submit basic information about your business and funding requirements so suitable finance options can be identified.

You can apply for many types of funding including business loans, asset finance, vehicle finance and working capital solutions.

The form itself takes only a few minutes to complete. Once submitted, your information can be reviewed to identify appropriate funding options.

Most applications require basic details about your business, your funding requirements and the purpose of the finance.

Yes. If your business requires different funding solutions, such as cashflow loans alongside equipment finance, this can be explored during the process.

No. Submitting the form simply allows us to review your requirements and discuss suitable funding options with you.

Yes. Businesses seeking start up business loans can begin the process through the online application.

Yes. Businesses needing quick access to capital often explore solutions such as short term loans or bridging loans.

Once your application is received, your funding needs can be reviewed and suitable options identified.

You can begin by completing the online application form.